Hello brother Knights,

My name is Vance Todt and I am happy serve as your new Knights of Columbus insurance agent.  Feel free to contact me for any of your insurance needs.

Cell:573-475-0969                Home:573-262-2343

Permanent Life Insurance — Insure your life for life.
Permanent Life Insurance is our signature product. Why? It provides guaranteed protection for your loved ones. And while you’re still alive, it builds cash value. It’s a great solution for many basic needs, such as final expenses, income replacement and debt protection. It can also serve specialized purposes, such as estate planning and charitable giving.

Whatever the planned use, permanent life insurance is reliable. It will be there when you won’t be, regardless of when that happens. Put simply: As long as you have paid your premiums, upon your death, your beneficiaries will receive the guaranteed death benefit (if not more) that you established for them.

Term Life Insurance – Affordable protection for temporary needs.

Sometimes financial obligations are temporary, and that’s where term insurance brings the most value. Like permanent insurance, term insurance provides a death benefit to beneficiaries, but only within the specific term period.

Maybe you have a 30-year mortgage. Maybe you have 10 years left until retirement. Maybe you have two children who are about to go through college. In time, the mortgage will be paid off, retirement will arrive at last and the kids will finish college. Once those days come, your insurance needs will change. Term insurance can provide extra protection at affordable rates that — if structured properly — will go away once the needs themselves go away.

Retirement Annuities — Retirement income you can count on. Guaranteed.

During our working lives, there are probably few financial matters we give more thought and attention to than our retirement. We want to make sure that once we finally stop working, we don’t have to stop living the way we want to.

Retirement income can be a tricky thing to calculate, especially with a changing landscape of federal and employer-provided benefits. But, with a properly structured retirement annuity from the Knights of Columbus, you can have retirement income that you cannot outlive, guaranteed.

It’s a peace of mind that most of us hope to achieve.

The Knights offers a variety of annuities to members and their families, including traditional IRAs, Roth IRAs, and non-qualified annuities

Long-Term Care Insurance — Protect your assets. Get quality care. Prepare for the future.

Because life expectancies have been steadily improving, living longer may very well mean needing more care. Statistics show that nearly 70 percent of individuals over the age of 65 will require at least some type of long-term care services during their lifetime. Those services are becoming more and more expensive, with nursing home care costing upward of $83,000 per year and at-home care more than $60,000 per year.
Yet most regular health insurance plans or government assistance programs do not provide sufficient coverage for long-term care needs. Long-term care insurance from the Knights of Columbus helps mitigate that risk by helping you cover your costs.

Knights of Columbus Long-Term Care policies fit your needs and come in two basic forms: comprehensive coverage, which covers you in a nursing home or at home, and facility-only coverage, which covers you in a nursing home only.

Disability Income Insurance — Receive an income even when you can’t work

Many people receive disability coverage from their employer, yet they don’t know too much about the particulars. Is it short-term disability? Is it long-term disability? Is it both? Does it cover your entire salary? Or only part? How much?

Despite the confusion, disability income insurance provides critical protection to families, especially those who rely on their paychecks to pay the bills.

That’s why the Knights of Columbus introduced disability income insurance in 2011. Now, Knights and their families have a trusted provider who can help protect their paychecks from the unexpected.

A tailored Knights of Columbus Disability Income Insurance plan may be just the right solution for you — even if it’s a supplement to what you already have.

Insurance by Brother Knights, for Brother Knights

I am a dedicated professional Knights of Columbus agent who will help you consider your current situation, evaluate the options and put a plan in place to help protect you and your family according to your terms and budget.

Whenever you do business with the Knights of Columbus, you get the added benefit of knowing that your insurance company stands apart from any old insurance company — not only are we Catholic, but we are also recognized as one of the most highly-rated life insurers in North America